Do I have to give a recorded statement to MY insurance company?
Yes, you have a duty to cooperate with your insurance company. However, you need to be prepared and cautious when giving a recorded statement. You cannot simply ignore requests from your insurance company for a statement; if you do not cooperate with your insurance company’s investigation of a car accident case you can run a serious risk of having your insurance company deny coverage for a breach of the policy. Your recorded statement can be extremely important if there is a liability dispute between the two insurance companies. I highly recommend having an attorney at these recorded statements.
Further, if the insurance company is asking for an Examination under Oath, you should contact an attorney immediately as this typically means there are serious issues with coverage on your case.
When Altman Law Offices is hired to represent you for a car accident case, we try our best to avoid having to give a recorded statement to your insurance company. However, if we do have the clients do the recorded statements, we always have an attorney present. This allows for the attorney to interject or limit the recorded statement to relevant issues.